Underwriting Team Lead
2500-3500 €/mon.
брутто
Данные калькулятора CVbankas.lt.
Full-time
Vilnius
- TF Bank Lietuvos filialas
About the role
The Underwriting Team Lead is responsible for leading and supervising the underwriting team, ensuring high‑quality credit decision‑making, compliance with internal policies and regulatory requirements, and efficient loan processing.
This role plays a key part in maintaining underwriting quality, optimizing processes, supporting collaboration across departments, and contributing to the overall portfolio performance of TF Bank Lithuania.
This role plays a key part in maintaining underwriting quality, optimizing processes, supporting collaboration across departments, and contributing to the overall portfolio performance of TF Bank Lithuania.
Key Responsibilities
Team Leadership & Operations:
Underwriting & Credit Decisions:
Process Improvement & Collaboration:
Compliance & Risk:
Additional Responsibilities:
- Lead, coach, and support the underwriting team to ensure consistent, high‑quality loan decisions.
- Monitor team performance, workload distribution, and adherence to service level agreements (SLAs).
- Ensure professionalism, accuracy, and consistency in underwriting activities.
- Act as escalation point for complex or exceptional underwriting cases.
Underwriting & Credit Decisions:
- Oversee review and processing of loan applications in accordance with internal credit policies.
- Verify completeness and correctness of documents submitted for credit assessment.
- Address deficiencies in incomplete or incorrect applications.
- Approve loan applications within assigned authorization limits.
- Collaborate with the Senior Underwriter on complex or strategic credit decisions.
Process Improvement & Collaboration:
- Actively participate in developing, reviewing, and implementing underwriting procedures and workflow improvements.
- Work closely with Sales, Customer Service, Pre‑collection, and other departments to optimize the loan approval process.
- Ensure smooth handover of cases to debt collection where applicable, including documentation and explanations related to credit assessments.
Compliance & Risk:
- Ensure compliance with internal rules, regulatory requirements, AML procedures, and document retention standards.
- Identify and report suspicious or unusual transactions to the AML contact person.
- Maintain strict confidentiality of client and bank information.
Additional Responsibilities:
- Communicate with clients within the scope of underwriting responsibilities when required.
- Perform additional tasks assigned by the Head of Operations Lithuania, aligned with the role’s objectives.
Qualifications & Experience
Professional Experience:
Solid people management experience, including:
Education & Language:
- Experience in underwriting, credit risk assessment or other operational team leadership roles (e.g. Customer Service, Collections, Operations).
Solid people management experience, including:
- leading teams,
- setting, tracking, and improving KPIs,
- ensuring performance against agreed service levels.
- Strong understanding of operational processes, quality control, and workflow optimization.
- Ability to quickly learn underwriting principles, credit policies, and risk‑based decision‑making processes.
- Experience in developing, documenting, and implementing processes, procedures, and internal guidelines.
- Prior experience mentoring or supporting team members is considered a strong advantage.
Education & Language:
- Higher education degree (Finance, Banking, Business Administration, or similar preferred).
- Proficiency in the local language (spoken and written).
- Intermediate proficiency in English.
Skills & Competencies
- Strong analytical thinking and problem‑solving skills.
- Leadership and people management capabilities.
- Ability to ensure high quality, consistency, and accuracy of underwriting decisions.
- Ability to work cross‑functionally and communicate effectively with other departments.
- Strong organizational skills and ability to manage priorities.
- Computer literacy: databases, spreadsheets, word processing tools, and internal systems.
- Ability to work under pressure while maintaining accuracy and professionalism.
Personal Characteristics
- High stress tolerance, attention to detail, and sense of responsibility.
- Professionalism, integrity, and discretion.
- Strong communication and collaboration skills.
- Adaptability and willingness to support continuous improvement.
What we offer
- A Scandinavian work culture focused on trust, transparency, and respect for people and time.
- An opportunity to make a real impact and contribute to the bank’s growth in the Lithuanian market.
- Health insurance and additional health days.
- A supportive and professional team with a collaborative working environment.
- Opportunities for learning, growth, and professional development.
- The possibility to work remotely up to one day per week.
- Snacks and coffee available at the office.
Salary
2500-3500
€/mon.
gross
Base salary will be set depending on your competence, skills, and experience
Base salary will be set depending on your competence, skills, and experience
TF Bank Lietuvos filialas
KAS MES ESAME?
TF Bank - tai internetinis paskolų bankas, mes dirbame jau daugiau negu 30 metų. Savo veiklą pradėjome Švedijoje, o šiandien veiklą vykdome jau dešimtyje Baltijos jūros regiono šalių: Švedijoje, Norvegijoje, Suomijoje, Estijoje, Latvijoje, Lietuvoje, Lenkijoje, Vokietijoje, Danijoje ir Austrijoje.
KĄ MES DAROME?
Šiuo metu Lietuvoje teikiame vartojimo paskolas ir refinansavimo paslaugas žmonėms, kurie ieško protingo ir prieinamo sprendimo neišeinant iš namų.
KODĖL RINKTIS MUS?
TF Bank skolina atsakingai ir siūlo protingą kainą. Prireikus suteikiame paskolas, kurių kainos konkuruoja tradicinių bankų paskolomis, netaikome papildomų mokesčių nusprendus išmokėti paskolą anksčiau ir konsultuojame, kokį finansinį sprendimą geriausia priimti būtent Jūsų indvidualioje situacijoje.
TF Bank - tai internetinis paskolų bankas, mes dirbame jau daugiau negu 30 metų. Savo veiklą pradėjome Švedijoje, o šiandien veiklą vykdome jau dešimtyje Baltijos jūros regiono šalių: Švedijoje, Norvegijoje, Suomijoje, Estijoje, Latvijoje, Lietuvoje, Lenkijoje, Vokietijoje, Danijoje ir Austrijoje.
KĄ MES DAROME?
Šiuo metu Lietuvoje teikiame vartojimo paskolas ir refinansavimo paslaugas žmonėms, kurie ieško protingo ir prieinamo sprendimo neišeinant iš namų.
KODĖL RINKTIS MUS?
TF Bank skolina atsakingai ir siūlo protingą kainą. Prireikus suteikiame paskolas, kurių kainos konkuruoja tradicinių bankų paskolomis, netaikome papildomų mokesčių nusprendus išmokėti paskolą anksčiau ir konsultuojame, kokį finansinį sprendimą geriausia priimti būtent Jūsų indvidualioje situacijoje.
information about TF Bank Lietuvos filialas
3627 €
Avg. salary gross
(68% higher than LT average)
21
Number of employees